The group reported earnings of 7.50 rupees per share for the quarter.
Group interest income fell 4.9 percent to 9.5 billion rupees from a year earlier and interest expenses fell at a slower 3.0 percent to 6.5 billion rupees making net interest income fall at a faster 8.7 percent to 3.0 billion rupees.
Fee and commission income rose 23 percent to 806 million rupees and other operating income rose 72 percent to 432 million rupees.
Loan loss 740 million rupees in general provisions were reversed with 296 million rupees in fresh provisions being made, resulting in net reversals of 542 million rupees, helping the bottom line. Last year 292 million in provisions were made.