Not that it will pull back from 145/= .
The phase which the counter will take to pass the Rs 145/= and 160/= will determine whether it will reach Rs 200/= this year or not.
Free-cash balance will certainly push the company's EPS to a better than COMB / HNB / SEYB figure in 2015-2016 FY.
Gold price drop will not make a hit on profitability as company just passed the 1st Quarter of the financial year and also the core business of the company is Leasing.
Predicted annualized EPS is 20/= ( minimum) , sector PE ratio is 10.5 .
Fair value = 20 X 10.5 = Rs 210/=
Also keep in mind that company might make a presence in "MYANMAR" in late 2016 FY for micro financing as many Banks & Finance from Sri Lanka just make an entrance.