NATIONS TRUST BANK PLC (NTB.N0000)

Nation Trust Bank Target Price Rs 75 silent giant
Net Asset Rs 112   EPS= 13

Owner-JKH 

This share is not much appreciated.. 


JKH has entered into a long-term financing agreement with the International Finance Corporation (IFC) for USD 175mn to support funding company’s investment pipeline. The proceeds from the facility will primarily be utilised to fund the Group’s expansion of its supermarkets business, recent investments in hotels in the Maldives and Sri Lanka and for general corporate investments.

Key features of the facility:
*Rate - 6-month LIBOR plus margin of 380 basis points (based on the 6-month LIBOR as of date, the initial interest
rate on the loan will be 4.21 per cent per annum)
 *Step-down pricing mechanism - A step-down pricing mechanism to a margin of 355 basis
points by March 2024
*Tenor - Ten-year tenor till June 2030
*Grace period - Four years with capital repayments commencing in
December 2024

This facility is IFC’s largest investment to-date in Sri Lanka.

samansilva wrote:Net Asset Rs 112   EPS= 13

Owner-JKH 

This share is not much appreciated.. 


JKH has entered into a long-term financing agreement with the International Finance Corporation (IFC) for USD 175mn to support funding company’s investment pipeline. The proceeds from the facility will primarily be utilised to fund the Group’s expansion of its supermarkets business, recent investments in hotels in the Maldives and Sri Lanka and for general corporate investments.

Key features of the facility:
*Rate - 6-month LIBOR plus margin of 380 basis points (based on the 6-month LIBOR as of date, the initial interest
rate on the loan will be 4.21 per cent per annum)
 *Step-down pricing mechanism - A step-down pricing mechanism to a margin of 355 basis
points by March 2024
*Tenor - Ten-year tenor till June 2030
*Grace period - Four years with capital repayments commencing in
December 2024

This facility is IFC’s largest investment to-date in Sri Lanka.

100%  Agreed... This share is not moving much. Look DFCC Ran from 49 to 69.  ..
NDB from  57  to 77 

NTB 53 to 63..possibility to run Rs 75.

Long term prices move for reasons
NTB loan portfolio is riskier than NDB ,Samp ,Comb
Which high portion to Leases . Price will be captured on This risk and ROE is at 12 % is also average .

chathura123 wrote:Long term prices move  for reasons  
NTB loan portfolio is riskier than NDB ,Samp ,Comb
Which high portion to Leases . Price will be captured on This risk and ROE is at 12 % is also average .

l disagree with your statement well managed company by JKH .. EPS 12   Net    Asset 111 

Near future It will hit  Rs.70..Today crossing went on @ 62  DISCOUNTED SHARE..

Mr. I m not talking about EPS and net asset value .

I m taking about asset quality ? Riskier than other main banks .
Check what is Samp NAV and NDB .
For me NTB is fairly valued.

chathura123 wrote:Mr. I m not talking about EPS and net asset value .

I m taking about asset quality ? Riskier than other main banks .
Check what is Samp NAV and NDB .
For me NTB is fairly valued.

MR.you are talking  nonsense ..Look finance companies went beyond  over 30%  with high risk  portfolios    still NTB  is undervalue position.. what is the reason   for cant go to 70 ..

chathura123 wrote:Mr. I m not talking about EPS and net asset value .

I m taking about asset quality ? Riskier than other main banks .
Check what is Samp NAV and NDB .
For me NTB is fairly valued.

today my broker recommended to   buy NTB.. .  He told me this share is not moving much   and more potential to up..   wait and see.

chathura123 wrote:Mr. I m not talking about EPS and net asset value .

I m taking about asset quality ? Riskier than other main banks .
Check what is Samp NAV and NDB .
For me NTB is fairly valued.

you are talking which type of asset quality..funny those things..well managed company with better innovation..NTB DEFINETLY  PRICE WILL SHOOT UP TO 70...LOOK TODAY QUANTITIES..

@samansilva .I don't know stock market insider information .
But when comparing with NDB ,COMB and Samp NTB asset has more risk than others.
Brokers can buy and increase the price I m talking about long term . Under this covid condition NTB will perform badly due to high portion of leases and credit cards than others.
But good economic environment these make good returns.

Also some other special reason there only few knows. You need to check that also .

NTB's Performance for the FY 2019

EPS = 13/08

NAV = 110/61

PE ratio = 4.74

Current price  63/=

NTB Potential to move to 75 - 80 when comparing with Sampath fundamentals & its share currently trading at PE of 6.15.

what ever situation price need to be adjust,all banks share prices are in different  risk  level may be foreign selling /portfolios/management  direction   etc..For me NTB price reasonable

because of it came down  from 85-90 levels..Now  63 

samaritan wrote:NTB's Performance for the FY 2019

EPS = 13/08

NAV = 110/61

PE ratio = 4.74

Current price  63/=

NTB Potential to move to 75 - 80 when comparing with Sampath fundamentals & its share currently trading at PE of 6.15.

DANNO DANITHI.. 100 % AGREED

The people who are trying to promote NTB . But please be alert that holding of JKH and Central finance to be reduced to 15 % at the end of 31/12/2020
Please infest wisely .according any method of valuation comparing with SAMP ,Comb and HNB this is fairly valued at around 65/=

chathura123 wrote:The people who are trying to promote NTB . But please be alert that  holding of JKH and Central finance to be reduced to 15 % at the end of 31/12/2020
Please infest wisely .according any method of valuation comparing with SAMP ,Comb and HNB this is fairly valued at around 65/=

ONE OF THE MAD PERSON  IN  FORUM..HEAVILY PROMOTED UNETHICAL SHARES AND TOLD BAILLAA....

One should not pick percentages & figures from the air. Should be able to substantiate with valid and acceptable fundamentals. The fact is NTB is trading at a PE lower than Sampath and this is justified by the price movements.
In the event of some shares having better future earning prospects, that too should be backed by reasoning.
A claim should be substantiated.

අනෙක් අය කියන දේවල් නෙමෙයි, බැංකුවේ වාර්ෂික වාර්තා හොඳ නම් විශේෂයෙන් වර්තමාන වසංගත තත්වයට සාපේක්ශව, සහා විශේෂයෙන් බැංකුවේ පාරිභෝගිකයෙක් විදිහට ඔබට හා අනෙක් අයට ඔවුන් හොඳ කස්ටමර් සර්විස් එකක් දෙනවනම් බය නැතුව කොටස් මිලදී ගන්න.

if their financials reasonable even under covid situation and if you have experienced excellent customer service, then you should buy that kind of a company's shares.

@ ddperera
What share I promoted . Please send me link .
Don't talk nonsense .this NTB share is compared with other peers by way of P/E and PBV and then you will understand at 65/= it is fairly valued.
If you have guts post here your portfolio if you bought NTB.

@Mr.ddperera
You are the mad person . No other .first check facts and analysis
As at 25/06 /2020
Samp is trading at PE of 3.67 and NTB 4.8 times .
P/BV samp - 0.43 NTB - 0.5
DEBT /EQUITY
SAMP -7.9 X NTB-9.7 X
LEASING /TOTAL ASSET %
SAMP - 8.2 % NTB -18.7%
CREDIT CARD/TOTAL ASSET
SAMP -2.1% NTB -11.9%
ALL KEY INDEXES SHOULD LOOK AT FIND THE REAL VALUE OF A BANK ,
NTB IS TRAILING SAMP NOT ONLY SAMP ALSO NDB,COMB AND HNB IS DOING BETTER THAN NTB.
THAT IS WHY I M TELLING NTB HAS COMPARATIVELY DISADVANTAGE OVER OTHER MAIN BANKS.
ALSO TECHNICALLY JKH AND CF WILL HAVE TO SELL DISPOSE THEIR HOLDING AFTER THIS YEAR .SO WHEN FUND IS COMING TO BUY THEY WILL ANALYSE BEYOND THESE FACTORS AND DETAILED ALSO .
SINCE YPU HAVE SHARES WITH HIGHER PRICES DONT BLAME OTHERS DONT TRY TO MANIPULATE PEOPLE .FAIRLY TJIS SHARE CAN GO UPTO 65/=

SO MEMEBERS PLEASE DONT MISLED BY THESE PROMOTIONS.

.first check facts and analysis
As at 25/06 /2020
Samp is trading at PE of 3.67 and NTB 4.8 times .
P/BV samp - 0.43 NTB - 0.5
DEBT /EQUITY
SAMP -7.9 X NTB-9.7 X
LEASING /TOTAL ASSET %
SAMP - 8.2 % NTB -18.7%
CREDIT CARD/TOTAL ASSET
SAMP -2.1% NTB -11.9%
ALL KEY INDEXES SHOULD LOOK AT FIND THE REAL VALUE OF A BANK ,
NTB IS TRAILING SAMP NOT ONLY SAMP ALSO NDB,COMB AND HNB IS DOING BETTER THAN NTB.
THAT IS WHY I M TELLING NTB HAS COMPARATIVELY DISADVANTAGE OVER OTHER major banks .

chathura123 wrote:.first check facts and analysis
As at 25/06 /2020
Samp is trading at PE of 3.67 and NTB 4.8 times .
P/BV samp - 0.43 NTB - 0.5
DEBT /EQUITY
SAMP -7.9 X NTB-9.7 X
LEASING /TOTAL ASSET %
SAMP - 8.2 % NTB -18.7%
CREDIT CARD/TOTAL ASSET
SAMP -2.1% NTB -11.9%
ALL KEY INDEXES SHOULD LOOK AT FIND THE REAL VALUE OF A BANK ,
NTB IS TRAILING SAMP NOT ONLY SAMP ALSO NDB,COMB AND HNB IS DOING BETTER THAN NTB.
THAT IS WHY I M TELLING NTB HAS COMPARATIVELY DISADVANTAGE OVER  OTHER major banks .

pissekk thama me yaka..finance company th giya bank ekak wela meka yan nallu...mona pissekda???

anuary 85 giya bank ekak  okka 75 ta ennawa..

chathura123 wrote:@Mr.ddperera
You are the mad person . No other .first check facts and analysis  
As at 25/06 /2020
Samp is trading at PE of 3.67 and NTB 4.8 times .
P/BV  samp - 0.43     NTB - 0.5
DEBT /EQUITY
SAMP -7.9 X        NTB-9.7 X
LEASING /TOTAL ASSET %
SAMP - 8.2 %     NTB -18.7%
CREDIT CARD/TOTAL ASSET
SAMP -2.1%     NTB -11.9%
ALL KEY INDEXES SHOULD LOOK AT FIND THE REAL VALUE OF A BANK ,
NTB IS TRAILING SAMP NOT ONLY SAMP ALSO NDB,COMB AND HNB IS DOING BETTER THAN NTB.
THAT IS WHY I M TELLING NTB HAS COMPARATIVELY  DISADVANTAGE  OVER OTHER MAIN BANKS.
ALSO TECHNICALLY JKH AND CF WILL HAVE TO SELL DISPOSE THEIR HOLDING AFTER THIS YEAR .SO WHEN FUND IS COMING TO BUY THEY WILL ANALYSE BEYOND THESE FACTORS AND DETAILED ALSO .
SINCE YPU HAVE SHARES WITH HIGHER PRICES DONT BLAME OTHERS DONT TRY TO MANIPULATE PEOPLE .FAIRLY TJIS SHARE CAN GO UPTO 65/=

SO MEMEBERS PLEASE DONT MISLED BY THESE PROMOTIONS.

  WE ALL KNOW  DDR PERERA   PROMOTED HIGHLY FUNDAMENTAL SHARES.. SO EXPLAIN UR   CALCULATION.. YOU ARE THE PERSON MISLEAD MEMBERS WITHOUT ANY REAL FACTS...PISSEKAMA THAMAI.. MEKAA

chathura123 wrote:@Mr.ddperera
You are the mad person . No other .first check facts and analysis  
As at 25/06 /2020
Samp is trading at PE of 3.67 and NTB 4.8 times .
P/BV  samp - 0.43     NTB - 0.5
DEBT /EQUITY
SAMP -7.9 X        NTB-9.7 X
LEASING /TOTAL ASSET %
SAMP - 8.2 %     NTB -18.7%
CREDIT CARD/TOTAL ASSET
SAMP -2.1%     NTB -11.9%
ALL KEY INDEXES SHOULD LOOK AT FIND THE REAL VALUE OF A BANK ,
NTB IS TRAILING SAMP NOT ONLY SAMP ALSO NDB,COMB AND HNB IS DOING BETTER THAN NTB.
THAT IS WHY I M TELLING NTB HAS COMPARATIVELY  DISADVANTAGE  OVER OTHER MAIN BANKS.
ALSO TECHNICALLY JKH AND CF WILL HAVE TO SELL DISPOSE THEIR HOLDING AFTER THIS YEAR .SO WHEN FUND IS COMING TO BUY THEY WILL ANALYSE BEYOND THESE FACTORS AND DETAILED ALSO .
SINCE YPU HAVE SHARES WITH HIGHER PRICES DONT BLAME OTHERS DONT TRY TO MANIPULATE PEOPLE .FAIRLY TJIS SHARE CAN GO UPTO 65/=

SO MEMEBERS PLEASE DONT MISLED BY THESE PROMOTIONS.

YOU ARE THE PERSON WHO PROMOTED AEL WITHOUT ANY VALUE AEL  VALUE  AROUND 16 ..HOW DO U SAY NTB IS NOT VALUE..   

I DIDBT PROMOTE AEL .READ POSTS CAREFULLY WITHOUT ANY HASSLE. AEL HAS POTENTIAL WITH COBSTRUCTION UPSURGE BECAUSE GOVERNMENT NEEDS TO CONSTRUCTION GOING DUE TO FOREIGN CURRENCY PROBLEM AND Improvement of new tourist culture - port city and colombo casino area .SO AEL is speculative but it is in S&P 20 index .future potential is good .Now value is not even 16/= according to current results.
But stock market is going for future earnings and potential .
AEL DROPPED TO 11 NOW 18 /= HOW MUCH RETURN .ONE OF THE MOST
You can't find the intrinsic value of construction company from past and present results .
Today night i ll post how to value construction company
It is totally different from other industries due to its nature.

NTB-
If you want do your own analysis on banking sector ratios .I have done 30 odd ratios NTB is trailing most of them unfortunately it is also my bank.

@@ saman silva
What are shares recommended by ddperera and what price where are these people when market was dropping
Send me some examples .
If you like you go and buy NTB or some thing .
But I say this is fairly valued under current price range .

chathura123 wrote:@@ saman silva
What are shares recommended by ddperera and what price where are these people when market was dropping
Send me some examples  .
If you like you go and buy NTB or some thing .
But I say this is fairly valued under current price range .

TJL /AEL/RCL/TAFL/VONE/HNB   @@ddr perera is joined   to forum in 2011 ..

Look Today trading  volumes and two crossings ..It will reach to 70++...My broker told please be patient..HATS OFF  DDR PERERA ...