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Overall want to clarify does Money market account hold any risk for capital invested at a bank? If there is risk on capital how much is bank liable to cover up.
In terms of better rates currently which is better?
MMA is like 3.75pa
Unit trust is like 5-7pa
But not exactly sure how much of risk is there on unit trust to capital invested and pretty sure the dealing investment/wealth management company would have some clause to say they are not liable for lost capital.
Anyone who has tried both and have a success and good gains?
In terms of better rates currently which is better?
MMA is like 3.75pa
Unit trust is like 5-7pa
But not exactly sure how much of risk is there on unit trust to capital invested and pretty sure the dealing investment/wealth management company would have some clause to say they are not liable for lost capital.
Anyone who has tried both and have a success and good gains?
