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If u are going to open a current account in sampath bank be aware of this situation.This is the thing what has happened to me.
When I opened my current acount at sampath bank they asked me to open another saving acount in connection with the current acount.What they told me was in everymonth fixed amount of money would be transfered to that saving acount from my current acount.And if there was any shortage of money in current acount they would transfer money from that saving account to the current account.
But what they did was they did not transfer that money but they gave od amount according to the amount in that saving account.(They do not provide a pass book for that saving account so that u can not withdraw money from that normal saving account.)Actually what they are doing is they gave my own money to me as a credit and then they charge interest for my own money.I got to know this unetnical dirty practice recently and I sttled the od amount from that so called saving account.
Then my current acount had only few amount of money.Now what they have done is they have given od to my current account and transfer that amount to that so called normal saving account.(As I have mentioned I can not even withdraw that amount of money from that saving account.
Next monday I am going to cancel my both current and normal saving account.I think this is highly unethical handling of my own money.There was a fault in my role also which is I did not read the complete agreement and I believed what they have told in words.(You know how lengthy those agreements and sometime they have used technical terms so I think most of us do not read those agreement and just signed the places where thay have mentioned to sign.)
PS:- I do not know whether every branch manager do these unethical and dirty practices but this is the true incident what has happened to me.
When I opened my current acount at sampath bank they asked me to open another saving acount in connection with the current acount.What they told me was in everymonth fixed amount of money would be transfered to that saving acount from my current acount.And if there was any shortage of money in current acount they would transfer money from that saving account to the current account.
But what they did was they did not transfer that money but they gave od amount according to the amount in that saving account.(They do not provide a pass book for that saving account so that u can not withdraw money from that normal saving account.)Actually what they are doing is they gave my own money to me as a credit and then they charge interest for my own money.I got to know this unetnical dirty practice recently and I sttled the od amount from that so called saving account.
Then my current acount had only few amount of money.Now what they have done is they have given od to my current account and transfer that amount to that so called normal saving account.(As I have mentioned I can not even withdraw that amount of money from that saving account.
Next monday I am going to cancel my both current and normal saving account.I think this is highly unethical handling of my own money.There was a fault in my role also which is I did not read the complete agreement and I believed what they have told in words.(You know how lengthy those agreements and sometime they have used technical terms so I think most of us do not read those agreement and just signed the places where thay have mentioned to sign.)
PS:- I do not know whether every branch manager do these unethical and dirty practices but this is the true incident what has happened to me.
