You have to see why NTB is having good results while COMB IS NOT
because, there is no issue in core - domestic banking, but there is an issue in dealing books & FCBU that is very small in NTB compared to its domestic business
This is special quarter, not indicator f future
If you misunderstood this as better performance of NTB, compared to HNB,COMB, you make a misjudgment